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Your First Home: What to Know
Before You Buy
A pre-buy "checklist"
covering the fundamentals of the home-buying process,
including understanding the market and pricing; selling
histories; zoning issues; mortgage terms and tips on how to
work with a lender.
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The California Housing Market
Outlook
An historical
overview of the housing market, and a synopsis of the
current financial situation and its impact when trying to
secure a mortgage loan.
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Finding a Home Loan in Today's
Market
Listen to top lenders for their take
on the current lending environment and how to get the
loan that can help you into your first home.
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Credit Boot Camp: How to Monitor and
Fix Your Credit
Tips for monitoring your
credit score and rating; explanation on why credit plays
such a crucial part of the loan process; how to protect
your credit history and correct errors.
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Don't Get Scammed: Tips
on Avoiding Mortgage Fraud
Explanation on
what mortgage fraud is and how to protect yourself from
fraudulent loan practitioners; understanding mortgage documents
before you sign.
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Finding a REALTOR®: The First
Step to Your First Home
How to choose a
REALTOR®; the role of a REALTOR® in the home-buying
process; what you can expect from a REALTOR® and what you
can't.
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How to Find and
Buy Foreclosures, Short Sales, and REOs
The
process for finding and buying a home in foreclosure; how to
find and purchase bank-owned houses (REOs); and information
about short sales.
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Put
Your Money to Work: How to Find the Right Investment
Property
Exploring the options for real
estate investment in today's market; the financial and tax
benefits of investing in real estate.
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Your Guide to the Home Buyer Tax
Credits
Details on who can benefit from
the tax credit; tips and information on qualifications,
determined credit amounts, and processes involved.
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Home Inspection
101
Why you need a home inspection; what it
should entail; what it means for you as a buyer; how to
select an inspector.
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How to Negotiate Your Loan
Modification
Identify what loan modification
programs are available to you; learn how to complete the
forms on your own, process the modification request, follow
up, and obtain the necessary approvals.
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Loan Tips for First-time
Buyers
Information on the CalHFA programs for
first-time buyers and how to qualify.
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Don't Lose Your Home: How to Avoid
Foreclosure
What to do if you are in
financial trouble to avoid getting behind on your mortgage
payments or losing your home to
foreclosure.
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How to Plan and Save for Your First
Home
How to budget for a down payment;
rethinking lifestyle patterns in order to set more money
aside; calculating how much money you might need for a down
payment.
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Stay Covered: The Basics of
Homeowner's Insurance
Why you need
homeowner's insurance and how much coverage should you
have.
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Everything
You Need to Know About CalVet Loan
Programs
Information about loan programs
available for veterans through the California Department of
Veteran's Affairs.
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Assistance Programs for First-time
Buyers
Information on mortgage assistance
programs for first-time buyers and how to qualify.
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